Support at Home Level 7: Funding, Services and Who It Suits
Level 7 is one of the two highest classifications. The annual budget of $59,660.00 (effective 1 July 2026) is paid as a quarterly budget of roughly $14,915.
Who Support at Home Level 7 Suits
Older Australians with very high care needs, including significant cognitive change, advanced frailty, or end-of-life care preferences at home.
What Services Level 7 Typically Funds
- Multiple personal-care visits a day with overnight check-ins where required
- Frequent registered-nurse care
- Daily domestic help and meal preparation
- Strong allied health, palliative and respite components
A Level 7 plan can fund three personal-care visits a day, daily registered-nurse support, a weekly cleaner, regular respite and palliative or end-of-life care services as needed.
What Level 7 Means for Your Money
Level 7 pays an annual budget of $59,660.00, split into four quarterly budgets of about $14,915. Here is how that money actually behaves once the plan is running.
- Care management: about $1,492 of each $14,915 quarterly budget (10%) is set aside to pay your provider to coordinate services. That leaves roughly $13,424 a quarter for hands-on support.
- Rollover: you can carry over the higher of $1,000 or 10% of the quarterly budget (here $1,492) into the next quarter. Anything unspent above that is returned to the system, so an underspend at this level can quietly cost you money.
- Your contribution: Clinical Care is free for everyone. For Independence and Everyday Living services you pay a share of the published rate based on your pension status, with full age pensioners paying the least and self-funded retirees the most. From 1 October 2026, personal care becomes fully government funded.
- Watch the hourly rate: because your contribution is a share of the rate, a provider charging above the published rate means you pay 100% of the gap. On a budget this size, a small rate rise accelerates your burn and can leave you short before quarter end.
Check Whether Level 7 Still Fits
Needs change. If your parent's care plan keeps running short or family is filling more gaps than a year ago, it may be time to review the level.
Frequently Asked Questions
Older Australians with very high care needs, including significant cognitive change, advanced frailty, or end-of-life care preferences at home.
Support at Home Level 7 provides $59,660 per year, effective 1 November 2025. That is paid as a quarterly budget of roughly $14,915, with 10% of each quarter set aside for care management.
Request a support plan review through My Aged Care on 1800 200 422. The Wayly Classification Self-Check helps you decide if a review is worth requesting, and the Wayly Letters & Follow-ups tool drafts the formal letter to send.