Support at Home Level 6: Funding, Services and Who It Suits
Level 6 funds high-need home support and is paid as a quarterly budget of roughly $12,341 from the annual amount of $49,365.27 (effective 1 July 2026).
Who Support at Home Level 6 Suits
Older Australians with high care needs and a strong preference to remain at home. Often the right level for participants whose alternative would be considering residential care.
What Services Level 6 Typically Funds
- Daily personal care across morning and evening routines
- Frequent registered-nurse and allied health visits
- Weekly domestic help, meal preparation and transport
- Significant respite budget to support family carers
A Level 6 plan often funds twice-daily personal care, a weekly registered nurse, fortnightly allied health, a weekly cleaner and a regular respite block. The Wayly Statement Decoder is especially useful at this level because the monthly statement runs to dozens of line items.
What Level 6 Means for Your Money
Level 6 pays an annual budget of $49,365.27, split into four quarterly budgets of about $12,341. Here is how that money actually behaves once the plan is running.
- Care management: about $1,234 of each $12,341 quarterly budget (10%) is set aside to pay your provider to coordinate services. That leaves roughly $11,107 a quarter for hands-on support.
- Rollover: you can carry over the higher of $1,000 or 10% of the quarterly budget (here $1,234) into the next quarter. Anything unspent above that is returned to the system, so an underspend at this level can quietly cost you money.
- Your contribution: Clinical Care is free for everyone. For Independence and Everyday Living services you pay a share of the published rate based on your pension status, with full age pensioners paying the least and self-funded retirees the most. From 1 October 2026, personal care becomes fully government funded.
- Watch the hourly rate: because your contribution is a share of the rate, a provider charging above the published rate means you pay 100% of the gap. On a budget this size, a small rate rise accelerates your burn and can leave you short before quarter end.
Check Whether Level 6 Still Fits
Needs change. If your parent's care plan keeps running short or family is filling more gaps than a year ago, it may be time to review the level.
Frequently Asked Questions
Older Australians with high care needs and a strong preference to remain at home. Often the right level for participants whose alternative would be considering residential care.
Support at Home Level 6 provides $49,365.27 per year, effective 1 November 2025. That is paid as a quarterly budget of roughly $12,341, with 10% of each quarter set aside for care management.
Request a support plan review through My Aged Care on 1800 200 422. The Wayly Classification Self-Check helps you decide if a review is worth requesting, and the Wayly Letters & Follow-ups tool drafts the formal letter to send.